Yuan Finally Lands in IMF SDR Basket of Four ($, €, £, ¥)

    IMF Certifies Yuan is Widely Used, Widely Traded

    Revised Basket Comes into Effect from 10 Oct 2016

    India to Take a Call on Rupee Convertibility to Yuan

The Executive Board of the International Monetary Fund (IMF) confirmed on Monday 30 November that it would be inviting China to join the other four currencies included in its Special Drawing Rights (SDR) basket, in what has been heralded as a landmark move for Beijing.

“The Executive Board’s decision to include the [renminbi] in the SDR basket is an important milestone in the integration of the Chinese economy,” said IMF Managing Director Christine Lagarde said.

The Chinese renminbi now joins the pound sterling, the euro, the Japanese yen, and the US dollar in the basket, which serves as the Fund’s international reserve asset, as well as its “unit of account.” Among other things, the basket allows IMF members who hold SDRs to exchange them for one of these “freely usable” currencies. This can either be done voluntarily between IMF members or by the Fund directing those purchases.

Another important aspect of the SDR is that the Fund uses it in its financing arrangements with individual countries, such as when a country requests assistance from the IMF.

Being a freely usable currency is one of two criteria that must be met in order to qualify for the SDR basket. Under the Fund’s Articles of Agreement, a freely usable currency is defined as “a member’s currency that the Fund determines (i) is, in fact, widely used to make payments for international transactions, and (ii) is widely traded in the principal exchange markets.”

The other criterion involves the country’s status as an exporter, with the requirement that SDR currencies be from countries or monetary unions whose exports over the past five years have been the greatest by value.

Adjustment period

The revised basket, while agreed this week, will not take effect until 1 October 2016. The IMF had confirmed that decision this past August, on the grounds that doing so would ensure the smooth operation of the system, including if another currency was added.

The value of the SDR is determined based on the currencies within that same basket, using a weighted average. Starting in October 2016, the renminbi will be the third largest within the overall basket, with the weights designated as follows: 41.73 percent for the US dollar, 30.93 percent for the euro, 10.92 percent for the Chinese renminbi, 8.33 percent for the Japanese yen, and 8.09 percent for the pound sterling.

This weighting is partly as the result of a new formula that was also approved by the Fund’s Executive Board this week, taking into account export values, foreign exchange turnover, the level of reserves held in other IMF members’ currencies, and international bank liabilities and debt securities. That basket will then be in place until the next SDR review, which is currently scheduled for 30 September 2021.

Earlier signals

Despite the various hurdles to overcome over the years, the move had become widely expected over the past few months, particularly after Lagarde gave her backing in November to the renminbi’s inclusion, following the release of a paper by IMF staff to the Executive Board regarding the SDR review.

The International Monetary Fund had already shown signs of shifting its position on the renminbi earlier this year, when officials deemed that the currency was “no longer undervalued” following an annual review.

Support had also come from other key quarters, including from the US, which confirmed following a meeting of US President Barack Obama and Chinese President Xi Jinping that Washington supported the renminbi’s inclusion in the SDR basket so long as it met the Fund’s criteria.

Potential implications, lingering questions

The implications that SDR inclusion – which had been strongly pushed for by those in China advocating for economic reforms – could have for future policy changes in Beijing is a persistent question, with some analysts drawing parallels to the result of China’s entry into the WTO in 2001.

While some analysts have characterised the decision as symbolic, others have noted that it is one more indication of the currency’s significantly growing use in trade finance, particularly as China has advanced to become the top exporter in world merchandise trade and among the largest importers.

Proponents of the move say that the renminbi’s inclusion could make the Fund’s international reserve asset more attractive, with the IMF noting that the change will make the SDR “more representative of the world’s major currencies.”

However, some critics have questioned whether the SDR review, which occurs once every five years, may have relaxed some of its criteria in order to bring the Chinese renminbi into the fold, a suggestion that IMF officials have countered.

According to the IMF, the renminbi warranted inclusion for various reasons, such as the notable increase of the currency’s use in international payments as well as in international trading. Other reasons, the Fund explained, were the indications that SDR users, IMF members, and the Fund itself will likely have few hurdles in using the currency in their operations, due to various reforms that have been implemented by Beijing.

However, other concerns that have been raised in some quarters are whether more unexpected changes might be made involving the currency, given the devaluation last August that surprised markets, though was ultimately acknowledged by the IMF and others as a step toward letting market forces play a greater role.

The vice governor of the People’s Bank of China, Yi Gang, told reporters on Tuesday that the inclusion in the SDR basket will actually help ensure the currency’s stability, and that additional devaluation is not likely. The central bank chief also indicated that more reforms are on the horizon.